Guaranteed Universal Life (GUL) from Corebridge Financial: Lifelong security with a guaranteed death benefit. Secure your family's future today. About Secure Lifetime GUL 3 Insurance Product Available in Minnesota and Missouri Watch this demonstration video crafted with the help of Google AI technology. Secure Lifetime GUL 3 Infograph Product Thesis Secure Lifetime GUL 3 is a guaranteed universal life insurance policy designed to provide tax-advantaged, lifelong protection that serves dual purposes: securing a guaranteed death benefit for beneficiaries and offering "living benefits" that allow the insured to access policy funds during their lifetime for chronic illness or retirement income. Issued by American General Life Insurance Company and The United States Life Insurance Company in the City of New York (under the marketing name Corebridge Financial), the policy is structured around three central pillars: guaranteed protection, financial flexibility, and living benefits. 1. Guaranteed Protection and Tax Advantages The core function of Secure Lifetime GUL 3 is to lock in a death benefit that is guaranteed regardless of the policy’s cash value performance, provided the required premiums are paid. The proceeds from this death benefit are generally tax-free under current federal income tax law, ensuring that families, businesses, or charitable interests are protected. Furthermore, the policy offers guaranteed minimum cash values, adding a layer of asset stability. 2. Flexible Structure and Premium Control The policy is designed to be tailored to the specific budget and timeline of the policyholder. It empowers the insured to: Customize the coverage period: Choose the specific age or number of years the death benefit is guaranteed. Structure premium payments: Options range from paying over the life of the policy to paying additional premiums to shorten the payment period or pre-funding the coverage entirely. Exit strategies: If coverage needs change, the policy includes a "Guaranteed Return of Premium" feature. Policyholders can surrender the policy in year 20 to receive 50 percent of premiums paid, or in year 25 to receive 100 percent of premiums paid (capped at 40% of the face amount). 3. Living Benefits: "Life Insurance You Don’t Have to Die to Use" A defining thesis of this product is its utility while the insured is still alive. Through specific riders, the death benefit can be accelerated to provide supplemental income: Accelerated Access Solution®: If the insured suffers from a qualifying chronic illness, this rider allows access to the tax-free death benefit through monthly payments to cover costs without restriction. Lifestyle Income Solution®: Designed for longevity, this rider allows the insured to translate their death benefit into a stream of supplemental income beginning at age 85, which can be used for any purpose. In summary, Secure Lifetime GUL 3 functions as a customizable financial instrument that guarantees a tax-free legacy for beneficiaries while simultaneously acting as a potential funding source for the insured's own health or retirement needs. BACK TO PRODUCTS GET THIS COVERAGE Rate This Product Let us know what you think about this product. Add a rating 1 star 2 stars 3 stars 4 stars 5 stars NEXT Your Review has been Submitted! FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Maintain corporate and local authority. Secure premium health benefits for your Minneapolis workforce to command the market and retain elite talent. NOW ACCEPTING Q3 CLIENTS MINNESOTA CORPORATE HEALTH INSURANCE Secure Your Corporate Healthcare Liabilities & Empower Your Workforce No Cost Business ICHRA, Section 125 & Group Analyzing made for CEOs Mitigate Premium Inflation Individual Health Reimbursement Arrangement (ICHRA) Traditional small group health plans are spiraling into cost-prohibitive liability. We transition Twin Cities employers to Individual Coverage Health Reimbursement Arrangements (ICHRA). You define a strict, predictable tax-free monthly allowance; your employees choose their own compliant healthcare plans. Maximize Tax Efficiency Section 125 Cafeteria Plan Transform your employees' necessary medical expenses into massive corporate tax savings. We facilitate the seamless integration of IRS Section 125 plans, allowing your workforce to pay for health premiums on a pre-tax basis. This instantly increases their take-home pay while simultaneously lowering your company's payroll tax liabilities. Affordability for Small Businesses Small Business Health Options Program (SHOP) Enroll in a SHOP exchange plan for small groups and businesses and explore potential tax benefits to scale your business. MNsure and federally supported. (2-50 employees) Premium Network Access Small Group Health Plans (Private) Secure comprehensive, off-exchange coverage tailored to your workforce. Access broader private carrier networks and greater plan flexibility to attract and retain top local talent. (2-50 Employees) Scalable Corporate Benefits Medium Group Health Plans Elevate your benefits strategy to match your company's growth. Leverage advanced plan designs and strategic cost-containment to protect your bottom line while supporting a scaling workforce. (51-99 Employees) Structured Corporate Protection Large Group Health Plans Implement a sophisticated benefits package designed to mitigate financial risks and command the Minnesota talent market. Seamless chemistry with your C-suite to manage your entire healthcare landscape—delivering administrative relief for continuous corporate scaling. (100+ Employees) Request a Corporate Healthcare Review Licensed MN Health Insurance Broker Agency: Fully state-credentialed to design and execute high-level corporate benefits strategies for Twin Cities businesses. Carrier-Agnostic Structuring: We sit on your side of the boardroom table. We negotiate independently to source the absolute best healthcare networks and funding models for your balance sheet. Custom I.D Plan Architecture: We analyze demographic data, network access, and cost-containment outcomes to give you the ultimate advantage in talent retention and success with your corporate health plan. Strict Regulatory & Care Alignment: We ensure your people have seamless access to the care and providers they rely on—and that those networks adhere to uncompromising standards—while we meticulously manage all Minnesota and federal regulatory parameters to keep your business fully compliant and protected. Corporate Health Architecture JHN Finance | MN License: 40816854 | NPN: 20403215

Your handy guide answering your frequently asked insurance questions. We've got blogs, insight and much more. Learn more today! JHN FINANCE FAQs Answering the most frequently asked life and health insurance industry questions searched by your neighbors on the worldwide web. Crafted with the help of Google Gemini, ChatGPT and Perplexity. Preguntas frecuentes General Health Insurance Life Insurance Annuities Should I get an Insurance Broker? Yes, before choosing an insurance plan, you should almost always consult with a licensed insurance broker first. Think about it this way: before selecting any plan on the federal or state health marketplace when calling for assistance, you are directed to a licensed broker. This should be the case when selecting coverage for life insurance and annuities as well. In fact, even more of the case. Life insurance and annuities are lifetime guarantees. Health insurance plans are elected yearly. FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

JHN Finance engineers private corporate life insurance architecture. We design custom Buy-Sell, Key-Person, Executive Bonus, and Annuity strategies for Minnesota businesses. NOW ACCEPTING Q3 CLIENTS MINNESOTA CORPORATE LIFE INSURANCE Secure the Legacy of Your Minnesota Business No Cost Business Life Insurance & Annuity Analyzing made for CEOs Foundational Corporate Security Group Term Life Insurance (The Foundational Security Tier) Elevate your comprehensive benefits portfolio with a crucial layer of financial protection for your workforce. Seamless integration of guaranteed-issue group life policies to strengthen Minnesota talent retention without adding administrative bloat to your executive team. Request a Share Swap Brief The Buy-Sell Agreement (The Share Swap) Protect your cap table. We structure fully funded agreements that provide the exact tax-free liquidity needed to execute an immediate share payout if a partner passes—preventing "silent partner" heirs and high-interest bank debt from sinking your board. Explore Revenue Shield Policies Key Person Protection (The Revenue Shield) What happens to your balance sheet if your top rainmaker doesn't come in tomorrow? Secure a massive, immediate capital bridge to keep creditors at bay, reassure investors, and fund the recruitment of a rightful successor without missing a single beat. Request a Retention Briefing Executive Bonus Plans (Golden Handcuffs) Stop losing elite talent to national competitors. We structure tax-advantaged, cash-accumulating retention plans that reward your most vital executives with compounding wealth they simply cannot afford to walk away from. Get Executive Annuity Intel Annuity Strategies (The Guaranteed Income Moat) Remove market volatility from your succession plan. We utilize premium Fixed and Indexed Annuities to design customized Supplemental Executive Retirement Plans (SERPs), guaranteeing a predictable, lifelong income stream for founders and top-tier talent when they finally exit. Request an Executive Protection Review Licensed MN Life Insurance Broker Agency: Fully state-credentialed to design and execute high-level corporate wealth strategies for Twin Cities businesses. Carrier-Agnostic Structuring: We sit on your side of the boardroom table. We negotiate independently to source the absolute best life insurance vehicles for your balance sheet, not a captive insurance carrier. Custom Policy Architecture: We analyze and construct illustrations, indexed caps, and outcomes to give you the best advantages for wealth management and success with your corporate life insurance plan. Annuity Best Interest Certified: We operate under the highest regulatory thresholds. JHN Finance has fully completed the state-mandated Best Interest Standards of Conduct to ensure all annuity architectures strictly serve your corporate objectives. Corporate Insurance Architecture JHN Finance | MN License: 40816854 | NPN: 20403215

Find the right Minnesota life insurance plan with JHN Finance. Explore Term, Whole, and IUL policies to protect your family. Meet a licensed broker today! Minnesota Life Insurance Meet a Licensed Broker 42% of small private companies offer life insurance. 87% of large private companies offer life insurance. 99% of the Minnesota job force works in the private sector. Data courtesy of U.S. Bureau of Labor Statistics . WHAT DOES THIS MEAN FOR MINNESOTANS? This could signal that the majority of Minnesotans are utilizing employer sponsored life insurance plans . This can be concerning considering the majority of employers adopt minimum essential life insurance benefits to access flexible tax advantages. The primary objective simply isn't your family. If you're not an employer, where does that leave you? ABOUT THE CEO "Families rely on a $50,000 employer policy. The Twin Cities' mortgage is $417,150 . Your family deserves a plan built for them, not a corporate tax write-off. " – Jacob Hollingsworth, Licensed MN Broker According to Rocket Mortgage . Term Life Insurance Why get Term Life Insurance in Minnesota? If comprehensive policies with cash-value incentives aren't in your current budget, a private Term Life plan is a highly effective, affordable starting point. It puts you in control and eliminates the risk of running of cash at pretty low payout limit. The Advantages Over Employer Coverage: Breaks the $50k Cap: Most employer plans are capped at a $50,000 death benefit that doesn't increase to combat inflation. A private plan allows you to select a payout that actually meets your family's modern financial needs. Total Job Independence: Employer plans disappear if you lose your job, or expire after just 18 to 36 months under COBRA. Your private term policy stays with you no matter where your career takes you. Custom Timeline Flexibility: You have complete domain over your coverage. Lock in your policy for the exact window you need it most—whether that is a 10, 20, or 30-year term. Measure My Financial Fit If you have the financial means to move beyond a temporary term policy, Whole Life Insurance provides ultimate, lifelong security. It is designed for one primary objective: guaranteeing your heirs achieve complete financial stability after you pass away, far exceeding the limits of an employer-sponsored plan. The Advantages of Lifelong Coverage: Permanent Protection: There are no expiring "terms" to worry about. As long as your premiums are met, your policy is designed to last your entire lifetime. Guaranteed Legacy: It assures your descendants have access to a substantially larger, guaranteed death benefit to cover major expenses or build generational wealth. Simplicity & Focus: This plan is ideal if you want absolute certainty about your family's future financial stability, without needing to manage complex living benefits or market attachments. Whole Life Insurance Why get Whole Life Insurance in Minnesota? Measure My Financial Fit Index Universal Life Insurance (IUL) How an IUL Outpaces Minnesota Inflation... With Minnesota metro housing costs rising 14.6% and Midwestern food and transportation costs surging, traditional fixed insurance policies are struggling to keep up. An Indexed Universal Life (IUL) policy solves this. It provides the permanent security of Whole Life, but adds a powerful cash-value growth engine anchored to market indexes like the S&P 500. The Advantages of Dynamic Growth: Zero-Floor Market Protection: You get to participate in the upside of the market, but your contract includes a guaranteed "floor." If the market crashes, you simply earn zero for that period—you never lose your accumulated value. Advanced Living Benefits: An IUL offers superior cash-value flexibility. You can access these funds tax-advantaged while you are still living to supplement your retirement, fund a business, or handle emergencies. Inflation-Proofing: Because your policy has the potential for index-linked growth, it is specifically designed to protect your family's purchasing power against the rising cost of living in the Twin Cities and beyond. Measure My Financial Fit SOME OF THE WAYS LIFE INSURANCE FINALLY PROVIDES ANSWERS FINANCIALLY LIFE INSURANCE FOR YOUR ESTATE At the heart, life insurance is designed to protect the integrity of your family's financial stability by covering debt obligations like mortgages and credit payments. Meet a Licensed Broker Business Owner Plans Learn More About Your Life Insurance Options Explore JHN Finance Blog posts about specific life insurance plans that can help you better understand your options. FEATURED POST Aún no hay ninguna entrada publicada en este idioma Una vez que se publiquen entradas, las verás aquí. Preguntas frecuentes Minnesota Life Insurance Why do most Minnesota employer life insurance plans cap at exactly $50,000? Under federal IRS rules (Section 79), any employer-provided life insurance coverage over $50,000 is considered "imputed income" and is taxable to the employee. To avoid the tax burden and administrative hassle, most private companies simply cap the benefit at $50,000—regardless of whether that amount actually covers a modern Twin Cities mortgage or your family's true living expenses. While this employer-sponsored coverage is a nice baseline perk, $50,000 is rarely enough to cover a modern Twin Cities mortgage, let alone secure your family's true long-term living expenses. This is exactly why Minnesota professionals work with an independent broker to secure a privately owned, supplemental term life policy that remains under their control and is never restricted by corporate tax caps or employment status. Can I buy a private life insurance policy in Minnesota if my employer already provides one? Yes, Minnesota residents can absolutely buy a private life insurance policy even if their employer already provides group coverage. You are legally permitted to carry an independent Term, Whole, or Indexed Universal Life (IUL) policy concurrently with any employer-sponsored plan. In fact, securing independent coverage is highly recommended. Because your private policy is entirely unattached to your job, you maintain total ownership and control. This guarantees that you will not lose your family's financial protection if you are laid off, switch careers, or transition into retirement. Are life insurance payouts taxable in the state of Minnesota? Generally, no. When the insured person passes away, the death benefit paid out to the beneficiaries is almost always exempt from standard income taxes. However, if the death benefit is exceptionally large, it could be subject to federal or Minnesota state estate taxes. The limit per individual receiving a death benefit is $3 million in the state of Minnesota. A licensed broker can help you structure your plan to maximize tax-free advantages for your heirs. What is the "Free Look" period for life insurance in Minnesota? Minnesota law requires insurance carriers to provide a mandatory "Free Look" period. Once your life insurance policy is delivered, you typically have between 10 to 30 days (depending on the specific contract and how it was purchased) to review the documents. If you decide the plan isn't right for you within that window, you can cancel it for a full refund of any premiums paid. Is my life insurance protected if the insurance company goes bankrupt in Minnesota? Yes. If you purchase a policy through a licensed broker from a carrier authorized to do business in the state, you are protected by the Minnesota Life and Health Insurance Guaranty Association up to specific limits. If a carrier faces financial insolvency, this state-mandated association steps in to protect your death benefits and cash value up to specific legal limits, giving you absolute peace of mind. Where to buy indexed universal life insurance in Minnesota? Residents and business owners can buy indexed universal life (IUL) insurance in Minnesota directly through an independent, licensed broker like JHN Finance. Located in the Twin Cities, we evaluate the entire market of top-rated carriers to design custom IUL policies focused on tax-advantaged wealth accumulation and lifetime protection, rather than pushing a single company's product. By working with a local broker who actually understands your market instead of an out-of-state call center, you ensure your policy is structured specifically for your long-term financial goals. Where can I buy term life insurance in Minneapolis? Minneapolis residents can purchase term life insurance directly through independent, licensed brokers like JHN Finance. Located right here in the Twin Cities, we evaluate the top national carriers to secure customized, affordable term policies for your family or business, completely bypassing the spam and limited options of out-of-state call centers. Securing your family's financial baseline shouldn't require navigating complex algorithms alone. By working with a broker who actually lives in your market, you guarantee your policy is structured with the exact term length and death benefit required to protect your home's equity and your family's future. FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Your local home for Corebridge Financial solutions. JHN Finance Insurance provides expert life & annuity planning for families across MN & MO. Start today! GET STARTED JHN Finance has products from this provider BEFORE YOU PURCHASE INSURANCE... DO Purchase without consulting a licensed professional. Skip over professional guidance by going directly to the insurer for a product Purchase, request, or maintain a plan based solely on the popularity of the product Maintain an insurance plan without professional oversight and management Follow advise provided by anyone who does not currently hold a life insurance license Consult your insurance broker Discuss all options available for you Provide as much information as possible to your insurance broker Review all family needs short-term & long-term Configure an insurance plan with your professional short-term & long-term DON'T PRODUCTS Select-A-Term Insurance Value+ Protector III Secure Lifetime GUL 3 Index Annuities Income Annuities Fixed Annuities Products offered by Corebridge Financial ©️ . and are not exclusive to JHN FINANCE ©️ . Ownership of products and logo of Corebridge Financial ©️ are property of Corebridge Financial ©️ and use of products and materials offered on JHN FINANCE ©️ licensing is under exclusive agreements of JHN FINANCE ©️ and Corebridge Financial ©️ . A+ RATED... VERIFY ACCREDITATION FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Meet Jacob Hollingsworth, the dedicated life and health insurance broker behind JHN Finance. Learn about his mentorship, his previous works, and how he got into the industry. About the CEO & Founder Jacob Hollingsworth From St. Louis, Missouri, Jacob Hollingsworth born Nov. 19th, 1994, knew he had a mind for business and helping others. In 2017, Jacob moved to Minnesota in hopes of pursuing his mindful vision. In 2018, Jacob received his license as Life, Health & Accident Insurance agent where he worked for World Financial Group as an intern and studied under Kim & Tommy Nguyen. Kim Nguyen with over 21 years of experience as a licensed broker with FINRA, and Tommy Nguyen who trained Jacob in the business of "professionalism". At this time, Jacob trained and eventually began to lead workshops on financial literacy. Including a workshop at the University of Minnesota - Mankato. The CEO had a much larger vision, though. In 2020, Jacob introduced the thought of Jacob Hollingsworth Network Corporation. He envisioned the business as using all of his resources and tools to help people reach the visions they had for their lives. In 2021, Jacob helped 25+ college graduates and future financial industry professionals reach their goals by helping them pass their securities industry FINRA exams with his study program. In 2022, Jacob licensed JHN FINANCE as an insurance agency in the state of Minnesota and licensed the agency as a non-resident agency of Missouri in 2024. The owner now has 8 years of financial industry experience. Business Card Business Card Downloadable file. Licenses & Certifications Small Business Health Options Program (SHOP)Small Business Health Options Program (SHOP) U.S. Department of Health and Human Services (HHS) Licensed Life, Health & Accident Insurance Broker (Minnesota) Licensed Life, Health & Accident Insurance Broker (Missouri) Annuity Suitability Trained (Best Interest Standards) MNsure Certified Insurance Broker America's Health Insurance Plans Certified Federal Facilitated Marketplace Certified for Families & Individuals VERIFY LICENSING JHN Finance operates with complete transparency and holds active, state-verified licenses to protect our clients. We encourage all Minnesota and Missouri residents to verify their broker's credentials before discussing their health or financial legacy. Missouri verifies licensing through the National Association of Insurance Commissioners (NAIC) . Minnesota licensing verification is done through Sircon via the Minnesota Commerce Department - Licensing . National Producer Number (NPN): 18970997 Minnesota State License Number: 40816854 Missouri State License Number: 3003304382 VERIFY LICENSING (MN) VERIFY LICENSING (MO) VERIFY PRODUCER NUMBER ABOUT THE COMPANY FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Often times we use our emotions to determine our financial capacity to obtain insurance. Now, there's a tool that evaluates your financial leverage based on the law of averages in your area. Using Google Gemini AI technology, explore the Minnesota AI Financial Insurance Expert tool that measures your income and more to help you determine your cost capacity for life insurance, health insurance and annuities. MN AI Financial Insurance Expert Evaluate your finances and gain quality feedback using some of the latest Google Gemini AI generative technology! The tool scours the worldwide web and takes information from resources you know to help you evaluate your finances for insurance coverage. EVALUATE YOUR FINANCES Primary Data Sources Minnesota Department of Employment and Economic Development MNsure Minnesota Department of Human Services You will be taken to a third party resource when opting to select and explore these links. Those sites are not monitored by JHN Finance and are not subject to the terms and conditions of JHN Finance. FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

A very brief list of the areas we are closest to as your neighbor! Please note that this list of service areas does not constitute definity; we've served clients in other counties such as Anoka and Dakota. If you need assistance, please reach out no matter where you are in Minnesota or Missouri! AREAS WE SERVE We are a Hennepin County business! With that being said, we're not afraid to travel or provide coverage to those outside of this list to provide coverage. This list is simply designed to provide relativity to let you know where to find us, and to show you how close we are to you as your neighbor. Golden Valley, MN. Minneapolis, MN. New Hope, MN. Plymouth, MN. Maple Grove, MN. Brooklyn Park, MN. Osseo, MN. Brooklyn Center, MN. St. Louis Park, MN. Minnetonka, MN. Crystal, MN. Wayzata, MN. Champlin, MN. FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Learn more about JHN FINANCE. Subsidiary of Jacob Hollingsworth Network Corporation established in 2022. ABOUT JHN FINANCE JHN FINANCE is a subsidiary of Jacob Hollingsworth Network Corporation established in the year 2022. The subsidiary specializes in life, health and accident insurance products and services and also securities & life, health & accident insurance study programs. It also provides a networking platform for current and incoming financial industry professionals. The JHN FINANCE Pack is a financial social media platform of JHN FINANCE designed to allow financial professionals & accredited investors a networking space. JHN FINANCE is a licensed insurance agency in the states of Minnesota and Missouri. VERIFY LICENSING JHN Finance operates with complete transparency and holds active, state-verified licenses to protect our clients. We encourage all Minnesota and Missouri residents to verify their broker's credentials before discussing their health or financial legacy. Missouri verifies licensing through the National Association of Insurance Commissioners (NAIC) . Minnesota licensing verification is done through Sircon via the Minnesota Commerce Department - Licensing . Agency Name: Jacob Hollingsworth Network Corporation (DBA JHN Finance) Minnesota Registered Assumed Name(s): JHN FINANCE, JHN FINANCE Insurance National Producer Number (NPN): 20403215 Minnesota State License Number: 40816854 Missouri State License Number: 3003313411 VERIFY LICENSING (MN) VERIFY LICENSING (MO) VERIFY PRODUCER NUMBER ABOUT THE CEO JACOB FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Initiate your corporate healthcare review. Submit your enterprise details to architect a bespoke executive health plan for your Minneapolis workforce. The Corporate Briefing Our briefings analyze your exact needs, your network, and your suitability for premium providers in your area—all while maintaining uncompromising, quality coverage for your entire team. Name & Company Email Address Primary Strategic Focus GATHER MY BRIEFING Your Request has been submitted An error occurred. Try again. JHN Finance | MN License: 40816854 | NPN: 20403215

Not comfortable transmitting documents through text or email? No problem! Upload your documents securely with our upload portal. Your licensed broker will have access to your documents, and documents are available immediately internally. Safe and secure! Upload Documents Securely Upload your documents safely and securely to your licensed broker. Uploading documents through this portal means you are of the identity of the uploader, or have been granted permission to upload such documents through discretion of the authorizing party. Document uploads are subject to the privacy terms and conditions of JHN Finance. Individuals & parties are encouraged by Jacob Hollingsworth Network Corporation / JHN Finance to verify the licensing & national producer number of an insurance broker agency before transferring personal & private information. National Producer Number: 20403215 | MN License Number: 40816854 | MO License Number: 3003313411 Upload Doc (Documents) Upload More (Images) SUBMIT DOCUMENT Your content has been submitted An error occurred. Try again later