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MINNESOTA CORPORATE LIFE INSURANCE

Secure the Legacy of Your Minnesota Business

No Cost Business Life Insurance & Annuity Analyzing  made for CEOs

Group Term Life Insurance

(The Foundational Security Tier)

Elevate your comprehensive benefits portfolio with a crucial layer of financial protection for your workforce. Seamless integration of guaranteed-issue group life policies to strengthen Minnesota talent retention without adding administrative bloat to your executive team.

The Buy-Sell Agreement (The Share Swap)

Protect your cap table. We structure fully funded agreements that provide the exact tax-free liquidity needed to execute an immediate share payout if a partner passes—preventing "silent partner" heirs and high-interest bank debt from sinking your board.

Key Person Protection
(The Revenue Shield)

What happens to your balance sheet if your top rainmaker doesn't come in tomorrow? Secure a massive, immediate capital bridge to keep creditors at bay, reassure investors, and fund the recruitment of a rightful successor without missing a single beat.

Executive Bonus Plans (Golden Handcuffs)

Stop losing elite talent to national competitors. We structure tax-advantaged, cash-accumulating retention plans that reward your most vital executives with compounding wealth they simply cannot afford to walk away from.

Annuity Strategies
(The Guaranteed Income Moat)

Remove market volatility from your succession plan. We utilize premium Fixed and Indexed Annuities to design customized Supplemental Executive Retirement Plans (SERPs), guaranteeing a predictable, lifelong income stream for founders and top-tier talent when they finally exit.

  • Licensed MN Life Insurance Broker Agency: Fully state-credentialed to design and execute high-level corporate wealth strategies for Twin Cities businesses.

  • Carrier-Agnostic Structuring: We sit on your side of the boardroom table. We negotiate independently to source the absolute best life insurance vehicles for your balance sheet, not a captive insurance carrier.

  • Custom Policy Architecture: We analyze and construct illustrations, indexed caps, and outcomes to give you the best advantages for wealth management and success with your corporate life insurance plan.

  • Annuity Best Interest Certified: We operate under the highest regulatory thresholds. JHN Finance has fully completed the state-mandated Best Interest Standards of Conduct to ensure all annuity architectures strictly serve your corporate objectives.

Corporate Insurance Architecture

JHN Finance | MN License: 40816854 | NPN: 20403215

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JHN FINANCE

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